:root{color-scheme:light;--color-ink: #102032;--color-muted: #5f6f7f;--color-navy: #0f2742;--color-navy-soft: #16385e;--color-gold: #c99700;--color-gold-soft: #fff5d6;--color-teal: #0f766e;--color-teal-soft: #dff7f3;--color-green: #16803c;--color-red: #b42318;--color-surface: #ffffff;--color-surface-soft: #f7f6f1;--color-line: #dde4ea;--shadow-panel: 0 18px 45px rgba(15, 39, 66, .11);--radius-sm: 6px;--radius-md: 8px;--content-max: 1180px;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.5rem;--space-6: 2rem;--space-7: 3rem}*{box-sizing:border-box}html{min-width:320px;background:var(--color-surface-soft);color:var(--color-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.5;text-size-adjust:100%}body{margin:0;background:linear-gradient(180deg,#ffffff 0,var(--color-surface-soft) 620px)}a{color:var(--color-navy);text-decoration-color:#c9970099;text-underline-offset:.18em}a:hover{color:var(--color-teal)}img,svg{max-width:100%}button,input,select{font:inherit}button,select{cursor:pointer}:focus-visible{outline:3px solid rgba(15,118,110,.5);outline-offset:3px}.skip-link{left:var(--space-4);position:absolute;top:-100px;z-index:100;background:var(--color-navy);color:#fff;padding:var(--space-3) var(--space-4);border-radius:var(--radius-sm)}.skip-link:focus{top:var(--space-4)}.site-shell{width:min(100% - 2rem,var(--content-max));margin-inline:auto}.site-header{background:#fffffff5;border-bottom:1px solid var(--color-line);position:sticky;top:0;z-index:20;backdrop-filter:blur(14px)}.site-header__inner{align-items:center;display:flex;gap:var(--space-4);justify-content:space-between;min-height:70px}.brand{align-items:center;display:inline-flex;gap:var(--space-2);font-weight:800;text-decoration:none}.brand__mark{align-items:center;background:var(--color-navy);border-radius:var(--radius-sm);color:#fff;display:inline-flex;height:34px;justify-content:center;width:34px}.site-nav{align-items:center;display:flex;flex-wrap:wrap;gap:var(--space-2);justify-content:flex-end}.site-nav a{border-radius:var(--radius-sm);color:var(--color-muted);font-size:.94rem;padding:.45rem .6rem;text-decoration:none}.site-nav a:hover,.site-nav a[aria-current=page]{background:var(--color-teal-soft);color:var(--color-teal)}.breadcrumb{color:var(--color-muted);font-size:.9rem;padding:var(--space-4) 0 0}.breadcrumb ol{display:flex;flex-wrap:wrap;gap:var(--space-2);list-style:none;margin:0;padding:0}.breadcrumb li:after{content:"/";margin-left:var(--space-2)}.breadcrumb li:last-child:after{content:""}.page-section{padding:var(--space-7) 0}.page-section--tight{padding:var(--space-5) 0}.hero-grid{align-items:stretch;display:grid;gap:var(--space-5);grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);padding:var(--space-6) 0 var(--space-7)}.hero-copy{background:var(--color-navy);border-radius:var(--radius-md);color:#fff;min-height:100%;padding:clamp(1.5rem,4vw,3rem)}.eyebrow{color:var(--color-teal);font-size:.88rem;font-weight:800;margin:0 0 var(--space-2);text-transform:uppercase}.hero-copy .eyebrow{color:#9af0e7}h1,h2,h3{color:var(--color-navy);line-height:1.15;margin:0 0 var(--space-3)}.hero-copy h1{color:#fff;font-size:clamp(2rem,2.8rem,2.8rem)}h1{font-size:2.35rem}h2{font-size:1.6rem}h3{font-size:1.15rem}p{margin:0 0 var(--space-4)}.lead{color:var(--color-muted);font-size:1.08rem;max-width:70ch}.hero-copy .lead{color:#dce8f4}.panel{background:var(--color-surface);border:1px solid var(--color-line);border-radius:var(--radius-md);box-shadow:var(--shadow-panel);padding:var(--space-5)}.panel--flat{box-shadow:none}.price-hero,.calculator{display:grid;gap:var(--space-4)}.price-hero__cards,.stat-grid,.link-grid,.comparison-grid{display:grid;gap:var(--space-4);grid-template-columns:repeat(3,minmax(0,1fr))}.stat-card,.link-card{background:var(--color-surface);border:1px solid var(--color-line);border-radius:var(--radius-md);padding:var(--space-4)}.stat-card strong{color:var(--color-navy);display:block;font-size:1.35rem;line-height:1.2}.stat-card span,.link-card p{color:var(--color-muted);font-size:.94rem}.badge-row{display:flex;flex-wrap:wrap;gap:var(--space-2)}.badge{align-items:center;border-radius:999px;display:inline-flex;font-size:.82rem;font-weight:750;gap:.35rem;padding:.32rem .65rem}.badge--gold{background:var(--color-gold-soft);color:#6f5100}.badge--teal{background:var(--color-teal-soft);color:var(--color-teal)}.badge--navy{background:#e7edf4;color:var(--color-navy)}.segmented{display:flex;flex-wrap:wrap;gap:var(--space-2)}.segmented button{background:#fff;border:1px solid var(--color-line);border-radius:var(--radius-sm);color:var(--color-navy);min-height:42px;padding:.55rem .75rem}.segmented button[aria-pressed=true]{background:var(--color-navy);border-color:var(--color-navy);color:#fff}.form-grid{display:grid;gap:var(--space-4);grid-template-columns:repeat(2,minmax(0,1fr))}.field{display:grid;gap:var(--space-2)}.field label,.field legend{color:var(--color-navy);font-weight:750}.field input,.field select{background:#fff;border:1px solid var(--color-line);border-radius:var(--radius-sm);color:var(--color-ink);min-height:46px;padding:.65rem .75rem;width:100%}.result-box{background:var(--color-gold-soft);border:1px solid rgba(201,151,0,.35);border-radius:var(--radius-md);padding:var(--space-4)}.result-box strong{color:var(--color-navy);display:block;font-size:1.65rem}.table-wrap{border:1px solid var(--color-line);border-radius:var(--radius-md);overflow-x:auto}table{border-collapse:collapse;min-width:620px;width:100%}th,td{border-bottom:1px solid var(--color-line);padding:.85rem;text-align:left}th{background:#f0f4f7;color:var(--color-navy)}tr:last-child td{border-bottom:0}.details-stack{display:grid;gap:var(--space-3)}details{background:var(--color-surface);border:1px solid var(--color-line);border-radius:var(--radius-md);padding:var(--space-4)}summary{color:var(--color-navy);cursor:pointer;font-weight:800}.chart-card{display:grid;gap:var(--space-3)}.chart-card svg{background:#fff;border:1px solid var(--color-line);border-radius:var(--radius-md);display:block;min-height:180px;width:100%}.site-footer{background:var(--color-navy);color:#d8e3ed;margin-top:var(--space-7);padding:var(--space-7) 0}.site-footer h2,.site-footer h3,.site-footer a{color:#fff}.footer-grid{display:grid;gap:var(--space-5);grid-template-columns:1.2fr 1fr 1fr}.footer-list{display:grid;gap:var(--space-2);list-style:none;margin:0;padding:0}.mobile-calculator-shortcut{align-items:center;background:var(--color-gold);border-radius:var(--radius-md) var(--radius-md) 0 0;bottom:0;color:#1b2633;display:none;font-weight:850;justify-content:center;left:var(--space-4);min-height:50px;position:fixed;right:var(--space-4);text-decoration:none;z-index:30}@media(max-width:900px){.site-header__inner,.hero-grid,.footer-grid{grid-template-columns:1fr}.site-header__inner{align-items:flex-start;display:grid;padding:var(--space-3) 0}.site-nav{justify-content:flex-start}.hero-grid,.price-hero__cards,.stat-grid,.link-grid,.comparison-grid,.form-grid{grid-template-columns:1fr}.mobile-calculator-shortcut{display:flex}body{padding-bottom:58px}}@media(max-width:520px){.site-shell{width:min(100% - 1rem,var(--content-max))}h1,.hero-copy h1{font-size:2rem}.panel,.hero-copy{padding:var(--space-4)}.site-nav a{padding:.42rem .5rem}}